Q : I would like to set up a regular, hassle free Unit Trust Investment plan. What are my options ?

A : Setting up a regular unit trust investment plan

Committing to investing regularly is an excellent way to build your funds be it for a mid-term goal, to build wealth or retirement. Consistent investing habits will allow you to enjoy the benefits of cost averaging and compounding returns over time.

Here are 3 ways you can go about setting up a regular unit trust investment plan:-

1. Cash - Cash Plans are most commonly used as means when setting up a regular investment plan. There are a few options such as setting a regular standing instruction from your existing bank accounts or via regular cheque payments.
2. EPF Members Investment Scheme - Eligable EPF members are allowed to withdraw a portion from their savings for investment into Unit Trust (UT) Funds on a quarterly basis. This allowance by EPF is to enable members to use their savings for pottentialy higher returns to invest in EPF approved Unit Trust Funds but at your own risk. The beauty of the scheme is that you can invest in other instrument without having to fork out extra capital. Further information you can log on to www.kwsp.gov.my under “Members- making investment.
3. Loan Refinancing - There are several investment-related term loan facilities available in the market which will allow you to earn annual income distributions whilst servicing your loan. However, it is important to understand the product, risk involved and evaluate the feasibility of taking a loan to finance your investment.

Choose a suitable UT Investment Plan

To make sure it is worth your time and hard earned money, make sure you stay committed. diciplined, do your homework, understand the UT Fund and then, invest in a fund which can potentially provide you with good returns over the mid to long-terms.

Article source/about:

The sun 19 Aug 2008/ Hwang DBS Investment Management Berhad is one Malaysia’s leading management companies for more info log on to www.hdbsim.com.my.

About Me :

Im the Unit Trust Consultants for CIMB Wealth Advisors Berhad who can sell the Hwang DBS Unit Trust Funds as 3rd party funds. Interested just contact me at 019-3649613 or email murtaza@cimb-wealthadvisors.info